Holden Mickey & Mickey Inc. specializes in needs analysis and placement for insurance, investments, and employee benefits. Our market is concentrated among professionals, closely held businesses, high-net-worth individuals, and large corporations. We offer a team of specialists who will tailor financial programs to your individual, family, and business needs. To help us better understand your financial needs and to design and implement practical solutions for you, we use a carefully designed process of fact-finding, analysis, counseling, and ongoing review. The following list details the services we provide.

Financial Products and Services for Individuals

  • Investments
  • Life Insurance
  • Disability Income Insurance
  • Long-Term Care Insurance
  • Estate Planning
  • Life Insurance Placement for Individuals with Preexisting Medical Conditions
  • Financial Planning
  • Asset Allocation

Access to Trust Services
    through the Mass Mutual Trust Company, FSB

  • Revocable Living Trusts
  • Irrevocable Life Insurance Trusts
  • Testamentary Trusts
  • QTIP Trusts
  • Credit Shelter/Marital Trusts
  • Charitable Remainder Trusts
  • Special Needs Trusts

Financial Products and Services for Businesses

Group Insurance

  • Group Major Medical Insurance
  • Group Disability
  • Group Dental Plans
  • Group Term Life
  • Group Long-Term Care
  • Pretax Premium or Cafeteria Plans under Section 125

Retirement

  • Investment and Administration for Defined Benefit and Defined Contribution Plans
    • Individual Retirement Accounts (IRAs)--Traditional and Roth
    • Pension
    • Profit Sharing
    • Money Purchase
    • 401(k)
  • Pension Maximization Using Life Insurance
  • Retirement Annuities (Immediate and Deferred)
  • Simplified Employee Pension Plans (SEPs) and Simple IRAs
  • Supplemental Executive Retirement Plans (SERPs)
  • Deferred Compensation

Executive Compensation

  • Nonqualified 401(k) Plans
  • Disability Income Insurance and Salary Continuation Plans
  • Split-Dollar Plans
  • Deferred Compensation
  • Section 162 Bonus Plans
  • Individual Executive Financial Planning
  • Corporate-Owned Life Insurance (COLI) and Bank-Owned Life Insurance (BOLI)
  • Supplemental Executive Retirement Plans (SERPs)

Investments

  • Securities Brokerage Services
  • Mutual Funds, Tax-Deferred Annuities (Fixed and Variable), Tax-Sheltered Investments
  • Lump-Sum Distribution/Rollover Analysis
  • Roth IRA Analysis
  • 529 College Savings Plans, Coverdell Accounts
  • Employee Stock Option Analysis

Voluntary Employer-Sponsored Benefit Programs

  • Employee Communication Materials
  • Employee Enrollment
  • Selection of Products

Employee Benefit Communications and Implementation

  • Employee Benefit Statements
  • Communications Materials Using Different Media

Securities, investment advisory and financial planning services offered through registered representatives of MML Investors Services Inc. Member SIPC (www.SIPC.org). Insurance offered through Massachusetts Mutual Life Insurance Company (MassMutual) and other fine companies.